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Post by kathie3s on Jan 17, 2019 4:40:35 GMT
Another long day....but Bobbie was here and I got the shopping done. I have to talk to Jim about the realtor since he has forgotten most of what she said. I didn't have time today with shopping and Bobbie, etc.
Nancy: The realtor said if another realtor finds the buyer it will be 5% but that is still verrry fair indeed. It would be best if we clean it out by early Spring since that is the best time for buying. So, we'll need to start since we have so much to clear out. Thinking about your pillow top - I never did mention we bought those pillows advertised on TV - My Pillow!.....I'm not terribly impressed....I like my real down pillow much better. There are 2 different ones. My is like the down but lumpy....and Jim's is very full but he hasn't complained about it nor raved about it.
Sandy: I'm worried for you. I also have loaned a lot of money.....mostly to the business but my DDIL has the business pretty much breaking even now - I'm proud of her but I haven't put myself in any danger by doing it. It might be time to just simply say "No"....I can't do it. At the very least your should insist she tell your DSon because he would probably see that you were paid back eventually. Remind her that she never repaid the old loan. If your house is mostly or all paid off it will become your estate even if other savings are gone.
Harriet: My DSon and DDIL told me to leave them out of our estate since they own the ranch now......But, I don't agree. They do all the work for ME and they have worked very hard keeping this business going and me having a lovely place to live so their names will continue to be on my estate. My girls do not live anywhere near here to do the work. My DSon and DDIL spent mega hours helping my DH#1 and I start this place. They were both by our sides the whole time. We moved here in 1994 and we moved them here to the main house in 1998 when we moved to the original farmhouse which I have since had enlarged. I had to make room for my DM's grand piano which I did right after DH#1 passed. Before that, the piano was in the big house even tho' we had moved out....LOL. My kids had to babysit for the piano and a huge bookcase and desk and more which are part of their house to this day.
Let's get into our circle of wagons now and sing by the fire "WE CAN DO THIS, YES WE CAN...WE CAN LOSE NEW POUNDS...MY THIN FRIENDS!"
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colluran
Transcendent Member
Posts: 1,366 
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Post by colluran on Jan 17, 2019 10:55:44 GMT
Hi everyone thanks for the start Kathie. Sorry you couldn't talk with Jim about the realtor who he doesn't remember. Glad Bobbie was there but sorry it was a long day for you. My pillows are pretty stiff. The pillow top is on the mattress and that makes it hard to get the fitted sheet on. Ugh! I'm lucky I was very frugal and even though I do give my 2 children Thousands at 1 time or another I still have enough left for myself and if you end up in a nursing home it quickly disappears. Yes let's draw our wagons up to the campfire and enjoy the heat.
Sandy so sorry to hear that your son has lost his job. I know I went through that with my younger son. I did send him money every month until he found a job. We gave them both down payments on their homes and when Joel died I gave them each $12,000. We have never asked for repayments. I always feel like if I get sick it will disappear in a flash. Of course neither one of my boys have ever done without. They don't know what a budget is. I guess I always grew up pinching pennies and living within my means. Sorry your DDIL doesn't share every thing with your son. That does put you at a disadvantage. Prayers continue for you.
Harriet there are so many things living in our brains. No wonder with my sinus infection I'm having trouble remembering the dances. I looked through my cds and step sheets yesterday, no wonder I can't remember them all. Yep, I'm still having trouble with the app. Now when I went into my tablet I finally got my steps recorded. Then the app disappeared. Next time I went on WW was there and another one. Maybe today I'll find time to record my meals. The meeting is tomorrow. I am back to all 5 days of dancing. 2 weeks vacation was enough.
I walked yesterday(14463), danced a little, went to the doc and then out to lunch with Ruby. I have a sinus infection. The doc said with the antibiotics I'll feel better in 3 days and be in good health by the time I go to the concert on the 24. How do people get their meds if they don't have insurance mine was $80 but with insurance I only paid $8. Ruby's husband died a short time ago and she is very depressed but she has signed up for a line dancing cruise on the 5. I hope that cheers her up. We went to look at a senior apartment but she would have to sell her house before she can think of that. She is thinking of moving up north by her children. She thinks maybe then they will spend more time with her. I don't think so. Everyone that is working has things to do with their free time. I'm sure glad I had my life planned before my Joel died. Indecision is horrible. Today I'll walk and dance. It's 20 out now. We're supposed to get up to 30 if the sun comes out. Have a great day! Hugs and blessings to us all! See you in the morning
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hags67
Transcendent Member
Posts: 1,154
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Post by hags67 on Jan 17, 2019 11:45:44 GMT
Sandy, I will share my experience enough to say that I think what your daughter in law is doing can possibly have serious effects with the relationships in your family. The potential to destroy the relationships between your children is pretty great. Just saying... At some point, maybe even after you are gone, the information about your "giving" that money to one child can possibly destroy the relationships between your children. I would echo what Kathie said. I would never give her a penny until she tells your son about it. Tell her you want HIM to ask for the loan. We have loaned money to one child and have a feeling that it would certainly affect the relationships between our two girls if it is not paid off before we die. Right now other DD has no knowledge of it, and with the already strained relationships between our son-in-laws, it would be disastrous. Fortunately, DD is sending us $200 a month, and we are nearing the end of the payoff. My dad and also we have always executed a promissory note that documents the loan, and it's expected re-payment. Enough from Harriet. I know you pain, and do hope it doesn't create more pain.
Kathie, I wish I were close enough to help clean out the beach house. You are going to need help. Hi Nancy. Will have to chat with you later. Bobby is waiting for breakfast.
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Post by grandmasandy2 on Jan 17, 2019 13:48:48 GMT
We got Maybean last night and he will be here until Saturday while Maija is in DC for the Right to Life March and Debbie is in Chicago with Jim for a concert and to meet his Dad and stepmom. I had a good night's sleep with only a few issues with the dogs and Maybean. He wanted Bridgette's spot in the bed and she won't give up that spot for anything so Maybean started hitting her with his claws out and all that got him was her growling! So I ended up putting Maybean in the bedroom he had shared with Maija along with his blanket, food and water and closed the door. He stayed quiet in there until 6 this morning and I couldn't believe I slept that late. But I don't think there will be play between him and Bailey as he's as big as she is now and Bailey is terrified of him. I've seen videos of dogs and cats and always thought they were funny until I see my almost 12 year old beagle backed into a corner and trembling with fear and my little Bailey so frightened she walks constantly looking over her shoulder to see if he's anywhere near her. He can now get into everything and I had to move little waffle into the bathroom and close the door as Maybean can jump on everything including the top of his cage and I saw him on my kitchen counter stretching and he could reach the top of the fridge! He thinks he should be allowed to just sit in the kitchen sink and last night when I took him out he actually bit me in the face! So it could be a long three days!
We did send the money to the mortgage company and I told Cindy they should receive it today. We were shocked when the lady at our bank pulled up their house to show us it was in foreclosure and they had not made a payment for 10 months! It was scheduled to be sold next week! Fred and I were both shocked as Mike was working until November so why no payments? But it's done and I did tell her she cannot ask again as we just don't have it and if she needs financial help again she'll have to ask her brother. I think the reason she didn't wasn't so much embarrassment as knowing he would tell Mike.
But Fred and I are going to start planning an Alaskan cruise in a year or two as he said we deserve it and outside of helping Debbie until her divorce is final no more financial help for anyone! Fred's parents did help us when Fred's company shut down years ago and when the estate was disbursed after his mother passed nothing was said and we didn't bring it up as it was between them and us so even though our estate will be small this episode will not be brought up. That is one thing about our kids we brought them up having love but not much money so they all will be grateful for whatever will be left to them.
Kathie I was worried about our finances but Fred showed me we're still going to be okay and that's why he said to start planning the Alaskan cruise as that is the only trip left that we wanted to do at some point.
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